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Please call BC Hydro at 1-800-224-9376.

------Personal & Confidential------

Attn: YANG, BYOUNGYI

RE: Service Address: 15850 26 AVE 427,SURREY,BC,V3S 2N6

NOTICE OF CREDIT DEFAULT

Creditor:   BC HYDRO - RES

Creditor Account#: 000008366169

Our File#:  295505

Amount:    $775.00

The creditor has advised us that the above account is in Default.

PLEASE TAKE NOTICE:

1. The above account has been assigned to this office for IMMEDIATE COLLECTION.

2. CREDIT PRIVILEGES are often refused to individuals who have unpaid accounts

   listed for collection.

3. That this NOTICE OF CREDIT DEFAULT is sent to you, so that you may PROTECT

   YOUR CREDIT RATING.

   We accept Certified cheques, Cheque by phone, Money orders, Bank drafts, Visa,

    Mastercard, Debit cards, Western Union money transfers, Tel & Internet Banking.

   All payments must be directed to our office. Please quote our above file #

                                                            CREDIT BUREAU

                                            of Vernon  Kelowna  Kamloops  Penticton

                                              (Div. of Credit Bureau of Vernon Ltd)

                                                       3316A - 30th Avenue

                                                       VERNON, BC   V1T 2C3

                                              Ph: 250-545-5351 / Fax: 250-545-3377

                                                     TOLL FREE: 1-888-628-3328

Mike Jackson, Manager

mike@bccreditbureau.com

Vernon Credit Bureau
1 - 3316A 30 Ave, Vernon, BC, V1T 2C3

-------Confidentiality-------
This message is intended for the use of the individual or entity to which it is addressed and may contain information that could be privileged and confidential.  If the reader of this message is not the intended recipient, distribution, or copying of this communication and any attached files is strictly prohibited.  If you have received this message in error, please notify us as soon as possible by return email to collect@bccreditbureau.com and delete this message.